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Welcome to Financially Lit, brought to you by the ELGA Credit Union Foundation for Impact. It's a fantastic free resource that offers financial education, resources, and tools to help you achieve your goals and dream big. Whether you're into blogs, podcasts, quizzes, or calculators, this is your go-to place for all things financial!

Image for Overpayment Scams: When ‘Extra Money’ is a Red Flag

Overpayment Scams: When ‘Extra Money’ is a Red Flag

BLOG | FRAUD

2 min read | April 9, 2026

Overpayment scams trick people into sending money back to criminals after receiving fake or reversible payments. Understanding how these scams work can help you spot warning signs, protect your accounts and avoid costly financial losses.

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Image for Overpayment Scams: When ‘Extra Money’ is a Red Flag

Overpayment Scams: When ‘Extra Money’ is a Red Flag

BLOG | FRAUD

2 min read | April 9, 2026

Overpayment scams trick people into sending money back to criminals after receiving fake or reversible payments. Understanding how these scams work can help you spot warning signs, protect your accounts and avoid costly financial losses.

Learn More

Image for NIL Deals: Collective vs. Commercial

NIL Deals: Collective vs. Commercial

BLOG | BUDGETING

3 min read | April 7, 2026

The landscape of NIL is consistently changing, so it’s important to understand the two ways athletes are paid. Learn more about NIL commercial and collective payments in this article.

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Beware of Peer-to-Peer (P2P) Scams

BLOG | FRAUD

3 min read | April 2, 2026

We’ve all been there, out to dinner with a group of people when the single check arrives. Only a few years ago, this would mean a collective search for wallets as the bill is divvied up and cash is placed in the center.

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What to Look for on a Credit Report

BLOG | CREDIT

3 min read | March 31, 2026

Your financial reputation is reflected in your credit report, and you have three versions — one with each major credit bureau. While the information will be similar, it may not match exactly. Learn what to look out for in your report.

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Image for Protecting Your Finances on Public Wi-Fi Quiz

Protecting Your Finances on Public Wi-Fi Quiz

QUIZ | FRAUD

Test your knowledge on the risks of using public Wi-Fi and how to safeguard your financial information. This quiz is designed to reinforce the key points from The Dark Side of Free Wi-Fi: Protecting Your Finances article.

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Image for Student Visas: The Fundamentals

Student Visas: The Fundamentals

BLOG |

2 min read | March 26, 2026

You’ve made it to your school or program of choice, but what does your student visa actually mean? What happens if you want to change your program, or apply for a job? Use this article to review the basic features of your student visa.

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Identify your needs.

Understand what your needs are before committing to completing a balance transfer. Read the fine print and understand your timeline to pay off debt and avoid interest.

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